Employee Benefit Adviser April 2016

The Cornerstone Insurance Group beefs up its offerings — and even hires a staff wellness director — to win over clients.

Advisers say many of their clients have built well-being programs with biometric screenings, health risk assessments and other features.

Having ineligibles on a health plan can rack up unnecessary claims and costs. Advisers can suggest plan inventories to avoid these scenarios.

While few employers offer group coverage, there’s still a market for LTC as a voluntary or individual offering.

But when it comes to sharing the medical data collected by these technologies, they are keeping their employers at arm’s length.