Voluntary

Employees appreciate their benefits, but still don’t want to put the time in selecting the right programs.

Pet perks have become a critical component of employee wellness.

This year, just 52% of American adults report they have life insurance coverage, and 40% believe they need to either buy or increase their coverage. What’s preventing them from doing so?

Almost 102 million Americans don’t have life insurance, and most with coverage have far less than recommended.

Disability insurance may take some of the pressure off of everyday expenses by helping to cover the cost of essential needs for parents and their families.

End of life benefits can help employees plan for the future for themselves and their loved ones.

Caring for a healthy pet can cost employees an average of $700 to $2,000 per year in veterinary bills.

Voluntary benefits are playing a more critical role in helping employees achieve health and financial security.

In order for organizations to be successful in tapping into this segment of the population, benefit managers, brokers and advisers must take part. They must not only appear to be inclusive, they must actually be inclusive.

In a panel discussion, three financial advisers explained why the products are often misunderstood and how to assist clients in evaluating their policies.