Why employers should add child disability insurance to their benefits suite

Published Updated 3 Min Read

A little kid, around 5 years old, excitedly throws up their arms with colorful bocks in each hand. The table in front of them has a pile of building blocks.
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Employers are considering the needs of caregivers more than ever before, with many offering child and elder care benefits, paid parental leave and flexible work arrangements. A new insurance option allows them to take these benefits even further.

Benefits provider Juno is now offering first-of-its-kind child disability insurance through employers, bringing another addition to the supplemental insurance world. If a parent’s child develops a severe illness, disability or injury, parents are entitled to up to $1 million, which would be paid out in monthly installments over the course of 10 years. Parents can use it to cover medical costs, pay for specialized at-home care or even supplement lost income that went to their child’s care. Juno’s insurance covers any developments that occur from birth until children are 26 years old.

Deanna Cuadra
Senior Reporter

Deanna Cuadra is a senior reporter at Employee Benefit News. Her work covers healthcare, U.S. policy and reform, challenges faced by women and parents in the workplace and innovation in work culture … Read full bio


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