- Fix the individual markets, which have seen unsurprising huge price increases since 2014, as 50% of individuals are no longer getting denied coverage because of health conditions. And these increased rates have had little bottom-line impact for most consumers (since higher rates have translated into higher subsidies), but crushed the individuals and households above the 400% threshold.
- Restore reinsurance for individuals and small employers, continuing the reasonable protections these most delicate markets need to survive.
- Protect and encourage private market solutions and competition.
- Simplify reporting, full-time hour threshold, market availability for low-participation groups and similar rules that have become barriers rather than incentives for compliance.
Benefits Think Graham-Cassidy fails: Overwhelming partisanship obstructs health reform efforts
Published
3 Min Read
David C. Smith
Vice President
Smith is vice president of Ebenconcepts, one of the Southeast's largest benefits consulting firms. He has nearly 20 years of experience in employee benefits with regulatory, business and industry … Read full bio
