Retirement

For a century, Americans were retiring younger and younger. Then, in the 1990s, the average retirement age started to shoot back up. What happened?

Forty percent of parents are supporting an adult child who is living at home, and the financial strain is impacting their own goals for the future.

Workplace stress costs employers $250 billion each year, and the financial worries of employees are often the top driver of stress.

By helping reduce copays, deductibles and the cost of prescription drugs, we can save millions of working Americans from financial ruin.

Financial education in a digestible format and workplace culture pique their interest, while auto enrollment is especially effective at getting them to save.

Employees currently have the leverage to ask for pay increases especially with inflation at an all-time high

Deferred performance-based rewards mean not having to put up cash for salaries upfront, helping preserve P&L statements in times of inflation.

Younger employees need to look beyond their salary for financial wellness benefits that will get them on the right track.

Traditional 401(k)s, payroll-deduction IRAs and SEP-IRAs represent far superior approaches to state-mandated retirement plans.

According to a new study, boomers are likely to deplete their savings much faster than previous generations — but advisers can still help.