High deductible health plans (HDHPs) have long been seen as a cost-saving solution for employers. But beneath the surface, they can erode employee satisfaction, productivity, and retention. Many employers rely on health savings accounts (HSAs) to offset these gaps—but do they truly work?
The reality? HSAs often create new challenges, from funding struggles to lack of long-term savings impact. Employees use them like checking accounts—money in, money out—rather than a real financial safety net.
What if you could eliminate the hidden pitfalls of HDHPs? What if HSAs could go back to being savings, not spending, accounts—while still giving employees the flexibility to plan for the future?
In this guide, we explore:
✔️ The real impact of HDHPs & HSAs on employees
✔️ The common pitfalls employers overlook
✔️ A smarter approach to maximizing benefits
Download now to uncover a better way forward.
ArmadaCare's supplemental health insurance policies are underwritten by SiriusPoint America Insurance Company and Transamerica Life Insurance Company.